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52.6 percent have higher credit-card balances than last year.
38.6 percent fear the economy and feel job insecurity.
46.3 percent say they will buy fewer gift cards because they fear that stores could go into bankruptcy and not honor the cards.
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of course, and Cheap fashion watches
by now it's clear to anyone who reads a newspaper or watches TV news that holiday sales will be down this year.
One recent study indicates that even the so-called 'superaffluent' - those who make $250,000 a year or more - are cutting their luxury budgets by 20 percent.
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retailers say they will be happy with sales growth in the low single digits.

no new Rolex watches are available from Melrose Jewelersx to Honor the Legacy of James Bond Quantum of Solace: The New 007 James Bond: Even if the Producers Have James Bond Wear an Omega in the New Bond Film, Star Daniel Craig Wears a Rolex Submariner in Tribute to the Legacy of Ian Fleming and Sean Connery By marketwire
LOS ANGELES, CA -- (Marketwire) -- 11/14/08 -- Rolex: Quantum of Solace's new 007 James Bond, Daniel Craig, chooses to wear a Rolex Submariner 6358, even to interviews for the new Bond film. When playing James Bond in the film, however, Daniel Craig wears an Omega. Now what exactly is going on here?

With Quantum of Solace predicted to rake in over $60 million dollars on opening weekend, the producers of the new James Bond may not be worrying about the maverick approach of the new 007, Daniel Craig. Then again, maybe they should be listening to the wisdom of their chosen star and honor a great legacy

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